Every hour 4,208 people get a car insurance quote online - and many make mistakes

In an advertising blurb designed to drive business to it’s website, 2Insure4Less.com has come up with the top 10 mistakes to avoid when getting a quote online.

Here is my summary. You should read their site for the full details:

1. You need to know your driving history. It is going to be verified so you may as well get a correct quote.
2. If the ticket shows up on your MVR it will be counted against you, even if it was supposedly dismissed.
3. Tell them about all accidents — especially those that were ‘not at fault’ and even glass claims.
4. Tell them about ALL persons in the household with a drivers license or permit.
5. Your spouse needs to be included on the policy.
6. Typing errors make you a whole different (or non-existent) person, so one type in a name, address, zip code, birth date, or drivers license number could cause the rate to increase.
7. Your credit score will probably be used as a ratings factor.
8. Lying on application. Don’t even think about it. It’s insurance fraud. The best you can hope for is to have your policy cancelled after a serious accident — the worst, free room and board.
9. Shop early and you may pay less. Some companies give a discount if you are not desperate.
10. Make sure you ask for all of the discounts available to you.